Pilot: I’m sorry, I have to report a total loss of that brand new glider I just insured with you?
Insurance Company: Oh no… Is everyone OK? Was there some undetected mechanical or manufacturing problem with the glider?
Pilot: Yes, everyone is fine, and no, the glider was absolutely flawless, what a beautiful aircraft.
Insurance Company: Did you crash land?
Pilot: No, I did get a little low on my third flight and decided to land off-airport rather than take a chance that I couldn’t make back.
Insurance Company: Were you able to find a good field to land in? Did the landing go OK?
Pilot: Yes, I found a great field, smooth grass, no obstacles, only a single cow off in the corner. My landing was perfect! The glider was stopped, safely down on the ground without even the smallest scratch.
Insurance Company: So if your landing was perfect, and the glider was stopped, what happened?
Pilot: The cow wasn’t a cow, it was a bull.
